Bernalillo County, NM: Foreclosures, Tax Liens & Distressed Properties

Bernalillo County, NM, New Mexico: 29 ZIP codes scored, Bernalillo County, NM averaging 22/100 (low, Bernalillo, NM), from 16 to 25. Bernalillo County, NM is in its peak phase (Bernalillo, NM confidence 23/100): Bernalillo, NM home prices up 2.1% (Bernalillo, NM) over twelve months. Bernalillo County, NM lender headwind: 49/100.

Highest-scoring Bernalillo County, NM ZIPs: 87048 (25/100), 87124 (25/100), 87068 (24/100), 87047 (23/100), 87008 (22/100), 87022 (22/100). Also scored in Bernalillo County, NM: 87059, 87101, 87102, 87104, 87105, 87106, 87107, 87108, 87109, 87110.

Across Bernalillo County, NM's scored ZIPs: median home value $324,767, household income $70,751, 7.6% vacancy, 14.4% poverty, 69% owner-occupied, median age 41.7.

Bernalillo County, NM insurance distress 23/100 (#2,025 in the US); FEMA hazard 0/100 for Bernalillo, NM; 4 Bernalillo, NM NFIP flood claims, $40K paid; Bernalillo, NM construction distress 33/100.

25 banks with 104 branches lend in Bernalillo County, NM; Bernalillo, NM weighted bank stress 66/100, highest 79/100 in Bernalillo, NM.

Bernalillo County, NM unemployment 4.7%; 1,720 new housing units permitted in Bernalillo County, NM over twelve months, Bernalillo, NM up 17% from 1,467; Bernalillo, NM home prices +9.8% a year (Bernalillo, NM) over three years.

302,746 housing units in Bernalillo County, NM; 101,337 Bernalillo, NM renter households; 48% of Bernalillo, NM renters spend 30%+ of income on rent, 26% (Bernalillo, NM) half or more.

Bernalillo County, NM ranks #3,016 nationally on the opportunity index (Bernalillo, NM, among all ranked counties); Bernalillo, NM scores 23.0/100 and Bernalillo, NM sits #33 inside New Mexico. Bernalillo, NM is in the weak opportunity phase; Bernalillo, NM's primary driver is bank institutional, Bernalillo, NM second driver construction; Bernalillo, NM moved up 51 places. 80 short-sale listings across Bernalillo, NM; 93 days on market observed in Bernalillo, NM; 5.6% vacancy over 29 Bernalillo, NM ZIPs.

0.8% of Bernalillo County, NM mortgages were ninety-plus days late in December 2025; Bernalillo, NM's thirty-to-eighty-nine-day share was 2.2% (CFPB county sample). Bernalillo, NM's ninety-day rate is up 0.1 points on twelve months earlier; the Bernalillo, NM peak since 2008 was 3.8% in May 2012; New Mexico overall reads 1.1%.

Bernalillo County, NM has 7 watched banks; 7 Bernalillo, NM banks sit in an elevated band. Bernalillo, NM footprints: First American Bank (2 branches, stress 39) in Bernalillo, NM; Century Bank (1 branch, stress 76) in Bernalillo, NM; Southwest Capital Bank (1 branch, stress 67) in Bernalillo, NM.

HUD lists 41 assisted multifamily properties in Bernalillo County, NM with 2,394 units; 928 Bernalillo, NM units are assisted, 6 Bernalillo, NM properties under project-based Section 8.

17,251 of the 302,746 housing units in Bernalillo, NM sit vacant. Bernalillo County, NM permitted 1,020 multifamily units in twelve months; Bernalillo, NM's one-to-four unit structures added 700 units in Bernalillo County, NM.