ZIP 87120 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 87120 (Bernalillo County, New Mexico) lands at 22/100 — low on DLRadar's public-record scoring. On the structural side it scores 50/100, with 2/100 of stress already active. What sets it apart are the readings on structural risk (50/100), construction/permit lag (33/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (69/100).

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 17% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 65,477 people live here, median age 40. Roughly 11.7% live below the poverty line. There are about 27,883 housing units across 87120. The vacancy rate is 4.5%. A median home runs $300,600 here, or 3.3 times local income. Rent burden reaches 44% of tenant households. Around 39% of adults hold a bachelor's degree or higher. Median household income is $84,887, near the U.S. median near $78,000. 79% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 28/100.

Overall 87120 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 87120 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 87120's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 87120, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 87120 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. For a buyer, 87120 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.