ZIP 87107 Foreclosure, Tax-Lien & Distress Report

In Bernalillo County, New Mexico, ZIP 87107 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (69/100). Latent structural risk is 50/100 while live distress already moving reads 2/100. The most distinctive pressure shows up in structural risk (50/100), construction/permit lag (33/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 2.1% year on year, and 22% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

17.3% of residents fall below the poverty threshold. Around 40% of adults hold a bachelor's degree or higher. Households earn a median $59,663 — below the roughly $78,000 national figure. Rent burden reaches 42% of tenant households. Home values center near $311,800, an affordability ratio of 4.7×. The tenure split is 63% owner-occupied to 37% rented. The demographic-stress sub-score lands at 35/100. There are about 13,614 housing units across 87107. Vacancy runs 7.5%. About 26,993 people live here, median age 46.

Overall, 87107 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 87107's 22/100 can be lined up against any neighbor in Bernalillo County, New Mexico or any ZIP coast to coast. 87107 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 22/100 for 87107 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 87107 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.