ZIP 87107 Property Distress & Foreclosure Data

In Bernalillo County, New Mexico, ZIP 87107 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (70/100). On the structural side it scores 49/100, with 2/100 of stress already active. Its standout signals are structural risk (49/100), construction/permit lag (29/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 3.0% over the trailing year, and 22% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 17.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 40% have a four-year degree. Households earn a median $59,663 — below the roughly $78,000 national figure. Around 42% of renters are cost-burdened. A median home runs $311,800 here, or 4.7 times local income. The tenure split is 63% owner-occupied to 37% rented. On demographic stress specifically, 87107 scores 35/100. The ZIP holds roughly 13,614 housing units. The vacancy rate is 7.5%. 26,993 residents call 87107 home, typically aged 46.

Overall, 87107 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.