ZIP 87108 Foreclosure, Tax-Lien & Distress Report

Bernalillo County, New Mexico's ZIP 87108 registers 22/100 composite distress, which DLRadar reads as low. Structural exposure scores 50 and live distress 2 on the 0–100 scale. What sets it apart are the readings on structural risk (50/100), construction/permit lag (33/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (69/100).

The peak-phase market in 87108 posted values that rose 2.1% over the year, and 14% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 35,985 with a median age of 39. A median home runs $243,200 here, or 5.8 times local income. Vacancy runs 9.5%. Around 46% of renters are cost-burdened. The ZIP holds roughly 19,031 housing units. Educational attainment sits at 33% bachelor's-or-above. Households earn a median $39,578 — below the roughly $78,000 national figure. The poverty rate is 29.5% — high, a tax-stress and distress correlate. 38% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 44/100.

Net-net, 87108 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 87108 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 87108 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 87108 can be compared directly against any other ZIP in Bernalillo County, New Mexico or nationwide. The score is rebuilt from public data as it updates, so 87108 reflects the current record instead of a stale or modeled snapshot.

87108's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 87108 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.