ZIP 87059 Foreclosure, Tax-Lien & Distress Report

Bernalillo County, New Mexico's ZIP 87059 registers 22/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are structural risk (50/100), construction/permit lag (33/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). On the structural side it scores 50/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (69/100)).

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 12% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $89,267, median income runs above typical U.S. levels. About 10,012 people live here, median age 51. Roughly 12.1% live below the poverty line. Rent burden reaches 22% of tenant households. About 41% have a four-year degree. The vacancy rate is 7.4%. DLRadar's demographic-stress index for the area reads 24/100. The typical home is worth about $347,700 (3.6× income, relatively affordable). The ZIP holds roughly 4,444 housing units. The tenure split is 95% owner-occupied to 5% rented.

On balance, 87059 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 87059 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 87059 stays directly comparable to neighboring ZIPs and the rest of Bernalillo County, New Mexico. The score is rebuilt from public data as it updates, so 87059 reflects the current record instead of a stale or modeled snapshot.

Behind 87059's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 87059 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.