ZIP 87123 Property Distress & Foreclosure Data

Bernalillo County, New Mexico's ZIP 87123 registers 22/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (49/100), construction/permit lag (29/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (70/100). The latent-versus-live split is 49/100 structural and 2/100 already moving.

The market reads peak — home values rose 3.0% year on year, and 16% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $249,500 (3.8× income, relatively affordable). The vacancy rate is 5.6%. At $61,552, median income runs below typical U.S. levels. Around 44% of renters are cost-burdened. 67% of housing is owner-occupied. The demographic-stress sub-score lands at 33/100. The poverty rate is 20.6% — high, a tax-stress and distress correlate. About 43,515 people live here, median age 40. Around 33% of adults hold a bachelor's degree or higher. The ZIP holds roughly 20,564 housing units.

Net-net, 87123 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.