ZIP 87123 Foreclosure, Tax-Lien & Distress Report

Bernalillo County, New Mexico's ZIP 87123 registers 22/100 composite distress, which DLRadar reads as low. The pressure is most legible in structural risk (50/100), construction/permit lag (33/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (67/100)). On the structural side it scores 50/100, with 2/100 of stress already active.

The peak-phase market in 87123 posted values that rose 2.1% over the year, and 16% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $249,500 (3.8× income, relatively affordable). The vacancy rate is 5.6%. Median household income is $61,552, below the U.S. median near $78,000. Rent burden reaches 44% of tenant households. 67% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 33/100. 20.6% of residents fall below the poverty threshold. Population is roughly 43,515 with a median age of 40. Around 33% of adults hold a bachelor's degree or higher. There are about 20,564 housing units across 87123.

On the whole, 87123 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 87123 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 87123 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 87123, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 22/100 figure for 87123 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 87123 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.