ZIP 87104 Property Distress & Foreclosure Data

Composite property distress in 87104 (Bernalillo County, New Mexico) lands at 22/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (70/100). The sharpest non-environmental signals are structural risk (49/100), construction/permit lag (29/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Structural risk reads 49/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 3.0% over the trailing year, and 16% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 66% owner-occupied to 34% rented. On demographic stress specifically, 87104 scores 32/100. A median home runs $362,500 here, or 4.4 times local income. Roughly 13.0% live below the poverty line. 13,369 residents call 87104 home, typically aged 41. Vacancy runs 10.4%. Rent burden reaches 39% of tenant households. There are about 6,569 housing units across 87104. About 48% have a four-year degree. Households earn a median $67,714 — below the roughly $78,000 national figure.

Overall, 87104 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.