ZIP 87104 Foreclosure, Tax-Lien & Distress Report
Bernalillo County, New Mexico · Distress market
On DLRadar's 0-100 public-record scale, ZIP 87104 in Bernalillo County, New Mexico comes in at 22, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (69/100)). The pressure is most legible in structural risk (50/100), construction/permit lag (33/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. Latent structural risk is 50/100 while live distress already moving reads 2/100.
The market reads peak — home values rose 2.1% year on year, and 16% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.
Owners hold 66% of homes, renters 34%. On demographic stress specifically, 87104 scores 32/100. Home values center near $362,500, an affordability ratio of 4.4×. The poverty rate is 13.0%. Population is roughly 13,369 with a median age of 41. The vacancy rate is 10.4%. Rent burden reaches 39% of tenant households. There are about 6,569 housing units across 87104. Around 48% of adults hold a bachelor's degree or higher. Median household income is $67,714, below the U.S. median near $78,000.
Overall, 87104 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 87104 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 87104's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 87104, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 87104 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. In workflow terms, 87104 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 87104
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 87104 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Bernalillo County ZIPs near 87104
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Built from public records, scored the same way everywhere · methodology