ZIP 87105 Property Distress & Foreclosure Data

Bernalillo County, New Mexico's ZIP 87105 registers 22/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (70/100). The latent-versus-live split is 49/100 structural and 2/100 already moving. The most distinctive pressure shows up in structural risk (49/100), construction/permit lag (29/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 3.0% year on year, and 21% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

At $49,928, median income runs below typical U.S. levels. The poverty rate is 19.0% — high, a tax-stress and distress correlate. Around 16% of adults hold a bachelor's degree or higher. About 54,215 people live here, median age 39. The ZIP holds roughly 20,220 housing units. The typical home is worth about $220,900 (4.0× income). The demographic-stress sub-score lands at 35/100. 75% of housing is owner-occupied. Around 45% of renters are cost-burdened. The vacancy rate is 7.1%.

Net-net, 87105 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.