ZIP 87102 Foreclosure, Tax-Lien & Distress Report

Bernalillo County, New Mexico's ZIP 87102 registers 22/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (69/100). The most distinctive pressure shows up in structural risk (50/100), construction/permit lag (33/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Structural exposure scores 50 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 21% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 36% of homes, renters 64%. The ZIP holds roughly 11,505 housing units. On demographic stress specifically, 87102 scores 42/100. Median household income is $37,276, below the U.S. median near $78,000. The vacancy rate is 10.7%. 28.9% of residents fall below the poverty threshold. About 20,258 people live here, median age 36. Rent burden reaches 51% of tenant households. A median home runs $197,300 here, or 4.7 times local income. About 34% have a four-year degree.

Taken together, 87102 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 87102 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 87102 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Bernalillo County, New Mexico and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 87102 shows blanks, not estimates, wherever the record is sparse.

Each component behind 87102 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. In workflow terms, 87102 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.