ZIP 87015 Foreclosure, Tax-Lien & Distress Report

Santa Fe County, New Mexico · Distress market

Santa Fe County, New Mexico's ZIP 87015 registers 15/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (32/100), institutional ownership (11/100), mortgage stress (5/100). By contrast, institutional ownership (11/100) and mortgage stress (5/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (77/100). On the structural side it scores 32/100, with 2/100 of stress already active.

The market reads peak — home values rose 4.3% year on year, and 12% higher over three years (phase confidence 43/100). Topping markets hide individual distress behind strong averages.

At $72,681, median income runs near typical U.S. levels. The poverty rate is 9.1%. The ZIP holds roughly 6,494 housing units. Around 35% of renters are cost-burdened. 90% of housing is owner-occupied. Around 34% of adults hold a bachelor's degree or higher. About 14,476 people live here, median age 50. The demographic-stress sub-score lands at 27/100. The vacancy rate is 8.0%. The typical home is worth about $289,900 (3.6× income, relatively affordable).

Net-net, 87015 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

15/100
Composite stress
32/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 87015

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk77
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 87015 Stress Report snapshot

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Deterministic. Every signal traces to a public dataset · methodology