Santa Fe County, NM: Foreclosures, Tax Liens & Distressed Properties
Santa Fe County, NM, New Mexico: 16 ZIP codes scored, Santa Fe County, NM averaging 16/100 (low, Santa Fe, NM), from 6 to 23. Santa Fe County, NM is in its neutral phase (Santa Fe, NM confidence 45/100): Santa Fe, NM home prices up 4.7% (Santa Fe, NM) over twelve months. Santa Fe County, NM lender headwind: 59/100.
Highest-scoring Santa Fe County, NM ZIPs: 87047 (23/100), 87532 (17/100), 87010 (16/100), 87015 (16/100), 87056 (16/100), 87501 (16/100). Also scored in Santa Fe County, NM: 87505, 87506, 87507, 87508, 87522, 87535, 87540, 87567, 87573, 87035.
Across Santa Fe County, NM's scored ZIPs: median home value $411,120, household income $72,712, 19.6% vacancy, 11.5% poverty, 71% owner-occupied, median age 50.4.
Santa Fe County, NM insurance distress 17/100 (#2,405 in the US); FEMA hazard 0/100 for Santa Fe, NM; 1 Santa Fe, NM NFIP flood claims, $180 paid; Santa Fe, NM construction distress 2/100.
11 banks with 30 branches lend in Santa Fe County, NM; Santa Fe, NM weighted bank stress 69/100, highest 76/100 in Santa Fe, NM.
Santa Fe County, NM unemployment 4.2% (Santa Fe, NM -0.2 pts, six months); 557 new housing units permitted in Santa Fe County, NM over twelve months, Santa Fe, NM up 62% from 344; Santa Fe, NM home prices +9.6% a year (Santa Fe, NM) over three years.
78,834 housing units in Santa Fe County, NM; 20,375 Santa Fe, NM renter households; 44% of Santa Fe, NM renters spend 30%+ of income on rent, 24% (Santa Fe, NM) half or more.
Santa Fe County, NM ranks #2,422 nationally on the opportunity index (Santa Fe, NM, among all ranked counties); Santa Fe, NM scores 26.2/100 and Santa Fe, NM sits #29 inside New Mexico. Santa Fe, NM is in the weak opportunity phase; Santa Fe, NM's primary driver is bank institutional, Santa Fe, NM second driver vacancy; Santa Fe, NM moved up 135 places. 69 short-sale listings across Santa Fe, NM; 92 days on market observed in Santa Fe, NM; 9.8% vacancy over 16 Santa Fe, NM ZIPs.
0.6% of Santa Fe County, NM mortgages were ninety-plus days late in December 2025; Santa Fe, NM's thirty-to-eighty-nine-day share was 1.3% (CFPB county sample). Santa Fe, NM's ninety-day rate is up 0.1 points on twelve months earlier; the Santa Fe, NM peak since 2008 was 3.5% in July 2012; New Mexico overall reads 1.1%.
Santa Fe County, NM has 1 watched bank; 1 Santa Fe, NM bank sits in an elevated band. Santa Fe, NM footprints: Century Bank (5 branches, stress 76) in Santa Fe, NM.
HUD lists 15 assisted multifamily properties in Santa Fe County, NM with 563 units; 128 Santa Fe, NM units are assisted, 4 Santa Fe, NM properties under project-based Section 8.
8,067 of the 78,834 housing units in Santa Fe, NM sit vacant. Santa Fe County, NM permitted 303 multifamily units in twelve months; Santa Fe, NM's one-to-four unit structures added 254 units in Santa Fe County, NM.