ZIP 87532 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 87532 (Rio Arriba County, New Mexico) returns a low composite of 17/100. Environmental exposure also runs high (climate & FEMA risk (77/100)). Latent structural risk is 34/100 while live distress already moving reads 4/100. What sets it apart are the readings on structural risk (34/100), institutional ownership (24/100), mortgage stress (13/100). By contrast, institutional ownership (24/100) and mortgage stress (13/100) register low.

The peak-phase market in 87532 posted values that rose 2.6% over the year, and 21% higher over three years, at 19/100 phase confidence. Topping markets hide individual distress behind strong averages.

16.6% of residents fall below the poverty threshold. The tenure split is 71% owner-occupied to 29% rented. Households earn a median $57,077 — below the roughly $78,000 national figure. Educational attainment sits at 23% bachelor's-or-above. Around 31% of renters are cost-burdened. On demographic stress specifically, 87532 scores 33/100. Vacancy runs 16.8%, above the national norm and a classic distress-and-opportunity signal. There are about 8,741 housing units across 87532. Home values center near $238,800, an affordability ratio of 3.9× — accessible. About 19,522 people live here, median age 39.

Taken together, 87532 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 87532 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 87532's 17/100 can be lined up against any neighbor in Rio Arriba County, New Mexico or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 87532 reflects the current record instead of a stale or modeled snapshot.

Each component behind 87532 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. In workflow terms, 87532 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.