Rio Arriba County, NM: Foreclosures, Tax Liens & Distressed Properties

Rio Arriba County, NM, New Mexico: 37 ZIP codes scored, Rio Arriba County, NM averaging 19/100 (low, Rio Arriba, NM), from 13 to 28. Rio Arriba County, NM is in its peak phase (Rio Arriba, NM confidence 24/100): Rio Arriba, NM home prices up 1.9% (Rio Arriba, NM) over twelve months. Rio Arriba County, NM lender headwind: 66/100.

Highest-scoring Rio Arriba County, NM ZIPs: 87037 (28/100), 87046 (26/100), 87013 (25/100), 87018 (25/100), 87419 (25/100), 87412 (23/100). Also scored in Rio Arriba County, NM: 87549, 87521, 87531, 87577, 87012, 87017, 87029, 87064, 87510, 87511.

Across Rio Arriba County, NM's scored ZIPs: median home value $237,330, household income $57,337, 31.2% vacancy, 27.1% poverty, 86% owner-occupied, median age 48.0.

Rio Arriba County, NM insurance distress 27/100 (#1,767 in the US); FEMA hazard 52/100 for Rio Arriba, NM; 2 federal disaster declarations in Rio Arriba County, NM since 2023; Rio Arriba, NM construction distress 10/100.

4 banks with 7 branches lend in Rio Arriba County, NM; Rio Arriba, NM weighted bank stress 66/100, highest 76/100 in Rio Arriba, NM.

Rio Arriba County, NM unemployment 4.8% (Rio Arriba, NM -0.2 pts, six months); Rio Arriba, NM home prices +8.7% a year (Rio Arriba, NM) over three years.

19,862 housing units in Rio Arriba County, NM; 3,283 Rio Arriba, NM renter households; 27% of Rio Arriba, NM renters spend 30%+ of income on rent, 14% (Rio Arriba, NM) half or more.

Rio Arriba County, NM ranks #2,543 nationally on the opportunity index (Rio Arriba, NM, among all ranked counties); Rio Arriba, NM scores 25.7/100 and Rio Arriba, NM sits #30 inside New Mexico. Rio Arriba, NM is in the weak opportunity phase; Rio Arriba, NM's primary driver is vacancy, Rio Arriba, NM second driver bank institutional; Rio Arriba, NM moved down 227 places. 7 short-sale listings across Rio Arriba, NM; 51 days on market observed in Rio Arriba, NM; 20.7% vacancy over 37 Rio Arriba, NM ZIPs.

No CFPB county sample covers Rio Arriba County, NM. The state reading for Rio Arriba, NM: 1.1% ninety-plus days late; Rio Arriba, NM's thirty-to-eighty-nine share is 2.4% (Rio Arriba, NM, December 2025 data).

Rio Arriba County, NM has 1 watched bank; 1 Rio Arriba, NM bank sits in an elevated band. Rio Arriba, NM footprints: Century Bank (1 branch, stress 76) in Rio Arriba, NM.

HUD lists 2 assisted multifamily properties in Rio Arriba County, NM with 67 units.

4,215 of the 19,862 housing units in Rio Arriba, NM sit vacant.