Rio Arriba County, NM: Foreclosures, Tax Liens & Distressed Properties

For Rio Arriba County, New Mexico, DLRadar turns county and parcel public records into a single distress score per ZIP. Bank/credit headwind for the county is 66 on a 0–100 scale, a elevated reading. 37 ZIP codes are tracked county-wide, averaging 19/100 distress. Across its ZIPs, composite distress spans 13 to 29 out of 100.

In its peak phase, Rio Arriba County home prices rose 1.9% across the last year, a 24/100-confidence read. At this stage of the cycle, broad sweeps stop paying leaving the wins in individual deals.

Rio Arriba County's topped-out +1.9% YoY (24/100 confidence) means opportunity is parcel-specific well beyond the county average. Bank stress at 66/100 signals what's coming: short sales and foreclosures accelerate.

Top distress by ZIP runs 87037 (29/100), 87046 (26/100), 87419 (26/100), 87018 (25/100), 87412 (24/100), 87013 (23/100), listed with every scored ZIP below. Other tracked Rio Arriba County ZIPs include 87549, 87521, 87577, 87531, 87012, 87017, 87029, 87064, 87510, 87511.

On the housing-and-income side, the Rio Arriba County ZIPs on file run poverty running near 27.1%, a median age of 48, household income averaging about $57,337, below the national median, 31.2% of units sitting vacant, typical home values near $237,330, 86% owner-occupancy. Income, equity and tenure like these frame the volume of pressured sellers and the exit liquidity behind them.

Net of it all, 19/100 over 37 ZIPs means distress here is parcel-specific where the ZIP scores point. Inside DLRadar, each Rio Arriba County property carries owner, address and APN, a score, the bank behind the note and how fast it should sell.

Whether Rio Arriba County, New Mexico carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Rio Arriba County can be compared directly against any county in the country.

The practical read on Rio Arriba County, New Mexico is a targeting one — find the ZIPs holding real financial pressure, then work the parcels underneath them. All Rio Arriba County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

At the ZIP level, the sharpest readings in Rio Arriba County are 87037 (29/100), 87046 (26/100), 87419 (26/100), 87018 (25/100), 87412 (24/100), 87013 (23/100). DLRadar also scores 87549, 87521, 87577, 87531, 87012, 87017, 87029, 87064 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

The Rio Arriba County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.