ZIP 87412 Property Distress & Foreclosure Data

ZIP code 87412 in Rio Arriba County, New Mexico carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 52/100 against active distress of 5/100. Environmental exposure also runs high (climate & FEMA risk (78/100), FEMA disaster exposure (64/100)). What sets it apart are the readings on structural risk (52/100), construction/permit lag (47/100), institutional ownership (39/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (17/100).

The peak-phase market in 87412 posted values that rose 3.3% over the year, 1.6% off the recent peak, at 37/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,422 with a median age of 58. There are about 451 housing units across 87412. Home values center near $129,800, an affordability ratio of 2.4× — accessible. 53.7% of residents fall below the poverty threshold. Vacancy runs 19.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. Owners hold 91% of homes, renters 9%. Educational attainment sits at 19% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 30/100. Median household income is $50,125, below the U.S. median near $78,000.

On the whole, 87412 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.