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Where distress is building, which way the cycle is turning, and what is live now.

ZIP 87064 Foreclosure, Tax-Lien & Distress Report

Rio Arriba County, New Mexico · High Vacancy market

ZIP code 87064 in Rio Arriba County, New Mexico carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (75/100). Structural exposure scores 33 and live distress 0 on the 0–100 scale. Property-level stress concentrates in structural risk (33/100), institutional ownership (28/100). structural risk (33/100) and institutional ownership (28/100) stay muted.

Prices here sit in a peak phase: values rose 1.9% over the trailing year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 146 people live here, median age 66. Home values center near $105,800, an affordability ratio of 2.2× — accessible. The vacancy rate is 39.1% — elevated. The demographic-stress sub-score lands at 25/100. The ZIP holds roughly 170 housing units. 4.8% of residents fall below the poverty threshold. Around 0% of adults hold a bachelor's degree or higher. At $35,781, median income runs below typical U.S. levels. Owners hold 100% of homes, renters 0%.

Net-net, 87064 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 87064's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 87064 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 17/100 figure for 87064 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 87064 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

17/100
Composite stress
33/100
Structural risk
0/100
Distress activity

What is driving ZIP 87064’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk75
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 87064 by the numbers

Current distress, phase, housing and lender-pressure figures for 87064, drawn from the same report attached to each property.

Loading ZIP 87064 stress data…

Other Rio Arriba County ZIP codes

Keep exploring New Mexico distress

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Built from public records, scored the same way everywhere · methodology

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