ZIP 87520 Property Distress & Foreclosure Data

ZIP code 87520 in Rio Arriba County, New Mexico carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (75/100), FEMA disaster exposure (64/100)). What sets it apart are the readings on structural risk (36/100), institutional ownership (35/100), mortgage stress (16/100). On the quiet end sit institutional ownership (35/100) and mortgage stress (16/100). Structural exposure scores 36 and live distress 5 on the 0–100 scale.

The peak-phase market in 87520 posted values that rose 2.8% over the year, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 1,436 housing units across 87520. Educational attainment sits at 29% bachelor's-or-above. Vacancy runs 61.2%, above the national norm and a classic distress-and-opportunity signal. Median household income is $59,583, below the U.S. median near $78,000. Owners hold 80% of homes, renters 20%. DLRadar's demographic-stress index for the area reads 35/100. Population is roughly 1,088 with a median age of 65. Rent burden reaches 47% of tenant households. Home values center near $217,600, an affordability ratio of 3.5× — accessible. 9.7% of residents fall below the poverty threshold.

On the whole, 87520 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.