ZIP 87520 Foreclosure, Tax-Lien & Distress Report

ZIP code 87520 in Rio Arriba County, New Mexico carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (75/100). The pressure is most legible in structural risk (33/100), institutional ownership (28/100), mortgage stress (16/100). institutional ownership (28/100) and mortgage stress (16/100) stay muted. Structural risk reads 33/100 against active distress of 5/100.

The market reads peak — home values rose 1.9% year on year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

There are about 1,436 housing units across 87520. Educational attainment sits at 29% bachelor's-or-above. Vacancy runs 61.2%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $59,583 — below the roughly $78,000 national figure. 80% of housing is owner-occupied. On demographic stress specifically, 87520 scores 35/100. Population is roughly 1,088 with a median age of 65. Around 47% of renters are cost-burdened. A median home runs $217,600 here, or 3.5 times local income. The poverty rate is 9.7%.

Taken together, 87520 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 87520 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 87520 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 87520, the field stays empty rather than modeled, and fills in as new documents post.

87520's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 87520 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.