ZIP 87510 Foreclosure, Tax-Lien & Distress Report

ZIP 87510's composite property-distress score is 17/100 - DLRadar classes that as low for Rio Arriba County, New Mexico. Property-level stress concentrates in structural risk (33/100), institutional ownership (28/100), mortgage stress (16/100). By contrast, institutional ownership (28/100) and mortgage stress (16/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (75/100). Structurally it carries 33/100, against 5/100 of stress already in motion.

Prices here sit in a peak phase: values rose 1.9% over the trailing year, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 35/100. The typical home is worth about $398,700. 1,034 residents call 87510 home, typically aged 48. Vacancy runs 14.7%, above the national norm and a classic distress-and-opportunity signal. Around 73% of renters are cost-burdened. 86% of housing is owner-occupied. Educational attainment sits at 29% bachelor's-or-above. There are about 584 housing units across 87510. 17.7% of residents fall below the poverty threshold.

On the whole, 87510 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 87510 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 87510's 17/100 can be lined up against any neighbor in Rio Arriba County, New Mexico or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 87510 shows blanks, not estimates, wherever the record is sparse.

87510's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 87510 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.