ZIP 87521 Property Distress & Foreclosure Data

In Rio Arriba County, New Mexico, ZIP 87521 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (69/100), structural risk (48/100), institutional ownership (24/100). institutional ownership (24/100) and mortgage stress (13/100) stay muted. On the structural side it scores 48/100, with 4/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (73/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 14.2% live below the poverty line. Around 18% of renters are cost-burdened. The tenure split is 88% owner-occupied to 12% rented. About 16% have a four-year degree. The vacancy rate is 18.0% — elevated. The ZIP holds roughly 497 housing units. Households earn a median $38,983 — below the roughly $78,000 national figure. On demographic stress specifically, 87521 scores 32/100. 846 residents call 87521 home, typically aged 63. A median home runs $218,600 here, or 4.8 times local income.

Taken together, 87521 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.