ZIP 87742 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 87742 (San Miguel County, New Mexico) at a minimal 14/100 for overall property distress. Structural risk reads 32/100 against active distress of 3/100. Its heaviest discrete signals: structural risk (32/100), institutional ownership (19/100), mortgage stress (11/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (11/100). Climate and flood risk are elevated too — flood (NFIP) exposure (82/100).

The peak-phase market in 87742 posted values that rose 1.9% over the year, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $60,682 — below the roughly $78,000 national figure. The typical home is worth about $233,000 (3.9× income, relatively affordable). About 56% have a four-year degree. 100% of housing is owner-occupied. The vacancy rate is 31.1% — elevated. There are about 225 housing units across 87742. The poverty rate is 10.8%. DLRadar's demographic-stress index for the area reads 25/100. About 343 people live here, median age 70.

Net-net, 87742 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 87742's 14/100 can be lined up against any neighbor in San Miguel County, New Mexico or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 87742, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 14/100 for 87742 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 87742 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.