ZIP 87745 Property Distress & Foreclosure Data

San Miguel County, New Mexico's ZIP 87745 registers 16/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (36/100), institutional ownership (19/100), mortgage stress (11/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (11/100). Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (65/100)). On the structural side it scores 36/100, with 3/100 of stress already active.

The peak-phase market in 87745 posted values that rose 2.8% over the year (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,060 with a median age of 66. Educational attainment sits at 33% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 24/100. The ZIP holds roughly 834 housing units. The vacancy rate is 20.2% — elevated. Median household income is $63,304, below the U.S. median near $78,000. Owners hold 100% of homes, renters 0%. 10.3% of residents fall below the poverty threshold. Home values center near $118,400, an affordability ratio of 3.1× — accessible.

On the whole, 87745 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.