ZIP 88416 Foreclosure, Tax-Lien & Distress Report
San Miguel County, New Mexico · High Vacancy market
In San Miguel County, New Mexico, ZIP 88416 scores 16 of 100 for composite distress, a low level on DLRadar's distress index. Its heaviest discrete signals: structural risk (37/100), institutional ownership (19/100). structural risk (37/100) and institutional ownership (19/100) stay muted. On the structural side it scores 37/100, with 0/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100), climate & FEMA risk (68/100).
Prices here sit in a peak phase: values rose 1.9% over the trailing year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.
Population is roughly 182 with a median age of 76. Educational attainment sits at 0% bachelor's-or-above. The vacancy rate is 61.3% — elevated. There are about 392 housing units across 88416. 100% of housing is owner-occupied. The demographic-stress sub-score lands at 61/100. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas.
On the whole, 88416 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 88416 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 88416 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 88416 can be compared directly against any other ZIP in San Miguel County, New Mexico or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 88416 shows blanks, not estimates, wherever the record is sparse.
The 16/100 for 88416 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 88416 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 88416
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 88416 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 88416, the same set carried on every parcel.
Nearby ZIPs in San Miguel County
Nearest ZIP codes to 88416
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 88416
Other reports tied to San Miguel County, New Mexico — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 88416
See who owns each distressed property in 88416, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology