ZIP 88416 Foreclosure, Tax-Lien & Distress Report
San Miguel County, New Mexico · High Vacancy market
In San Miguel County, New Mexico, ZIP 88416 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: structural risk (37/100), institutional ownership (19/100). structural risk (37/100) and institutional ownership (19/100) stay muted. On the structural side it scores 37/100, with 0/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), climate & FEMA risk (68/100).
Prices here sit in a peak phase: values rose 1.9% over the trailing year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.
Population is roughly 182 with a median age of 76. Educational attainment sits at 0% bachelor's-or-above. The vacancy rate is 61.3% — elevated. There are about 392 housing units across 88416. 100% of housing is owner-occupied. The demographic-stress sub-score lands at 29/100. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas.
On the whole, 88416 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 88416 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 88416 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 88416 can be compared directly against any other ZIP in San Miguel County, New Mexico or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 88416 shows blanks, not estimates, wherever the record is sparse.
The 16/100 for 88416 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 88416 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 88416
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 88416 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 88416, the same set carried on every parcel.
Nearby ZIPs in San Miguel County
More distress data near 88416
Other reports tied to San Miguel County, New Mexico — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 88416
See who owns each distressed property in 88416, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology