San Miguel County, NM: Foreclosures, Tax Liens & Distressed Properties

Across San Miguel County, New Mexico, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. The county spans 23 scored ZIP codes, averaging 14/100 composite distress. Across its ZIPs, composite distress spans 2 to 17 out of 100. Bank/credit headwind for the county is 24 on a 0–100 scale, a contained reading.

Currently peak, San Miguel County saw prices rise 1.9% year over year, at 24/100 phase confidence. On a market plateau, distress turns selective leaving the wins in individual deals.

Near the cycle top at +1.9% YoY (24/100 confidence), opportunity is parcel-specific so the headline market won't hand it over. Lender stress at 24/100 (contained) puts the live signals on tax, code and ownership-change cases over REO.

Top distress by ZIP runs 87535 (17/100), 87056 (16/100), 87538 (16/100), 87552 (16/100), 87560 (16/100), 87562 (16/100), listed with every scored ZIP below. Also scored across the county: 87565, 87569, 87573, 87583, 87701, 87731, 87745, 88416, 88421, 88439.

Demographically, the ZIPs DLRadar tracks across San Miguel County report a 25.1% vacancy rate, an owner-occupied share of 81%, a median age of 49.5, a 12.9% poverty rate, median home values around $271,638 (below the national figure), a median household income near $48,277 (below the US norm). Read together, they frame who sells under pressure and how fast a deal moves.

Net of it all, 14/100 over 23 ZIPs means San Miguel County is a screen-by-ZIP market rather than a blanket buy. A DLRadar subscription opens every San Miguel County parcel: owner, mailing address, APN, a per-parcel score, lender exposure and exit read.

Whether San Miguel County, New Mexico carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so San Miguel County can be compared directly against any county in the country.

In San Miguel County, New Mexico, the scores are a targeting tool first: they tell you which ZIPs hold the distress and which owners are most likely under real financial pressure, so limited acquisition effort lands where it converts. What supports the San Miguel County read is documentary: filings from the recorder and courts, federal price and bank data, and blanks wherever coverage is thin.

The ZIP breakdown for San Miguel County leads with 87535 (17/100), 87056 (16/100), 87538 (16/100), 87552 (16/100), 87560 (16/100), 87562 (16/100). DLRadar also scores 87565, 87569, 87573, 87583, 87701, 87731, 87745, 88416 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

Under San Miguel County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.