San Miguel County, NM: Foreclosures, Tax Liens & Distressed Properties

San Miguel County, NM, New Mexico: 23 ZIP codes scored, San Miguel County, NM averaging 14/100 (minimal, San Miguel, NM), from 2 to 16. San Miguel County, NM is in its peak phase (San Miguel, NM confidence 24/100): San Miguel, NM home prices up 1.9% (San Miguel, NM) over twelve months. San Miguel County, NM lender headwind: 24/100.

Highest-scoring San Miguel County, NM ZIPs: 87056 (16/100), 87535 (16/100), 87538 (16/100), 87552 (16/100), 87560 (16/100), 87562 (16/100). Also scored in San Miguel County, NM: 87565, 87569, 87573, 87583, 87701, 87731, 87745, 88416, 88421, 88439.

Across San Miguel County, NM's scored ZIPs: median home value $271,638, household income $48,277, 25.1% vacancy, 12.9% poverty, 81% owner-occupied, median age 49.5.

San Miguel County, NM insurance distress 28/100 (#1,674 in the US); FEMA hazard 0/100 for San Miguel, NM; 110 San Miguel, NM NFIP flood claims, $618K paid.

3 banks with 8 branches lend in San Miguel County, NM; San Miguel, NM weighted bank stress 61/100, highest 67/100 in San Miguel, NM.

San Miguel County, NM unemployment 5.3% (San Miguel, NM +0.5 pts, six months); San Miguel, NM home prices +9.1% a year (San Miguel, NM) over three years.

14,867 housing units in San Miguel County, NM; 3,189 San Miguel, NM renter households; 46% of San Miguel, NM renters spend 30%+ of income on rent, 28% (San Miguel, NM) half or more.

San Miguel County, NM ranks #2,305 nationally on the opportunity index (San Miguel, NM, among all ranked counties); San Miguel, NM scores 26.7/100 and San Miguel, NM sits #28 inside New Mexico. San Miguel, NM is in the weak opportunity phase; San Miguel, NM's primary driver is vacancy, San Miguel, NM second driver bank institutional; San Miguel, NM moved up 196 places. 7 short-sale listings across San Miguel, NM; 74 days on market observed in San Miguel, NM; 18.0% vacancy over 23 San Miguel, NM ZIPs.

No CFPB county sample covers San Miguel County, NM. The state reading for San Miguel, NM: 1.1% ninety-plus days late; San Miguel, NM's thirty-to-eighty-nine share is 2.4% (San Miguel, NM, December 2025 data).

San Miguel County, NM has 2 watched banks; 2 San Miguel, NM banks sit in an elevated band. San Miguel, NM footprints: Southwest Capital Bank (4 branches, stress 67) in San Miguel, NM; Community 1st Bank Las Vegas (3 branches, stress 51) in San Miguel, NM.

HUD lists 1 assisted multifamily property in San Miguel County, NM with 15 units; 14 San Miguel, NM units are assisted.

2,936 of the 14,867 housing units in San Miguel, NM sit vacant.