ZIP 87538 Foreclosure, Tax-Lien & Distress Report
San Miguel County, New Mexico · High Vacancy market
DLRadar grades ZIP 87538 (San Miguel County, New Mexico) at a low 16/100 for overall property distress. Its heaviest discrete signals: structural risk (37/100), institutional ownership (19/100). structural risk (37/100) and institutional ownership (19/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (82/100), climate & FEMA risk (68/100). Structurally it carries 37/100, against 0/100 of stress already in motion.
The market reads peak — home values rose 1.9% year on year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.
About 39% have a four-year degree. There are about 241 housing units across 87538. 538 residents call 87538 home, typically aged 40. The vacancy rate is 30.8% — elevated. The tenure split is 100% owner-occupied to 0% rented. DLRadar's demographic-stress index for the area reads 57/100. Roughly 7.6% live below the poverty line.
Taken together, 87538 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 87538 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 87538 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 87538 reflects the current record instead of a stale or modeled snapshot.
Behind 87538's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 87538 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 87538
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 87538 by the numbers
The live 87538 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in San Miguel County
Nearest ZIP codes to 87538
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New Mexico distress
Keep going: ZIP, county and state distress coverage for San Miguel County, New Mexico.
The complete 87538 distress and acquisition report
The full 87538 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology