ZIP 87731 Property Distress & Foreclosure Data

San Miguel County, New Mexico's ZIP 87731 registers 16/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), climate & FEMA risk (68/100). The most distinctive pressure shows up in structural risk (37/100), institutional ownership (19/100). structural risk (37/100) and institutional ownership (19/100) stay muted. Structural risk reads 37/100 against active distress of 0/100.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $26,782 — below the roughly $78,000 national figure. About 39% have a four-year degree. A median home runs $172,800 here, or 6.5 times local income. On demographic stress specifically, 87731 scores 36/100. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. There are about 183 housing units across 87731. The tenure split is 85% owner-occupied to 15% rented. 515 residents call 87731 home, typically aged 24. Vacancy runs 17.9%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 87731 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.