ZIP 87731 Foreclosure, Tax-Lien & Distress Report
San Miguel County, New Mexico · High Vacancy market
ZIP 87731's composite property-distress score is 16/100 - DLRadar classes that as low for San Miguel County, New Mexico. Climate and flood risk are elevated too — flood (NFIP) exposure (82/100), climate & FEMA risk (68/100). Property-level stress concentrates in structural risk (37/100), institutional ownership (19/100). structural risk (37/100) and institutional ownership (19/100) stay muted. Latent structural risk is 37/100 while live distress already moving reads 0/100.
The peak-phase market in 87731 posted values that rose 1.9% over the year, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.
At $26,782, median income runs below typical U.S. levels. Around 39% of adults hold a bachelor's degree or higher. The typical home is worth about $172,800 (6.5× income). The demographic-stress sub-score lands at 45/100. 0.0% of residents fall below the poverty threshold. There are about 183 housing units across 87731. Owners hold 85% of homes, renters 15%. About 515 people live here, median age 24. Vacancy runs 17.9%, above the national norm and a classic distress-and-opportunity signal.
Net-net, 87731 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 87731 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 87731 runs through one identical scoring model, so its 16/100 sits on the same scale as every other ZIP in San Miguel County, New Mexico and the nation. Every figure is auditable to a public dataset and refreshed as records update; 87731 shows blanks, not estimates, wherever the record is sparse.
87731's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 87731 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 87731
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 87731 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in San Miguel County
Nearest ZIP codes to 87731
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across San Miguel County, New Mexico
Other reports tied to San Miguel County, New Mexico — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 87731
Get every distressed property in 87731 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology