ZIP 87732 Property Distress & Foreclosure Data

ZIP code 87732 in Mora County, New Mexico carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100). The latent-versus-live split is 25/100 structural and 4/100 already moving. What sets it apart are the readings on structural risk (25/100), institutional ownership (19/100), mortgage stress (13/100). By contrast, institutional ownership (19/100) and mortgage stress (13/100) register low.

The market reads peak — home values rose 2.8% year on year (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

At $66,087, median income runs below typical U.S. levels. The typical home is worth about $135,200 (1.8× income, relatively affordable). Around 0% of renters are cost-burdened. The demographic-stress sub-score lands at 24/100. The ZIP holds roughly 932 housing units. Around 29% of adults hold a bachelor's degree or higher. The vacancy rate is 32.7% — elevated. 82% of housing is owner-occupied. The poverty rate is 31.7% — high, a tax-stress and distress correlate. About 969 people live here, median age 48.

Net-net, 87732 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.