ZIP 87746 Property Distress & Foreclosure Data

ZIP code 87746 in San Miguel County, New Mexico carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 35/100 against active distress of 3/100. Climate and flood risk are elevated too — flood (NFIP) exposure (78/100), climate & FEMA risk (64/100). What sets it apart are the readings on structural risk (35/100), institutional ownership (18/100), mortgage stress (10/100). institutional ownership (18/100) and mortgage stress (10/100) stay muted.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $100,577 — above the roughly $78,000 national figure. Vacancy runs 3.7%. Roughly 0.7% live below the poverty line, a low share typical of higher-equity areas. 142 residents call 87746 home, typically aged 50. About 8% have a four-year degree. On demographic stress specifically, 87746 scores 22/100. A median home runs $206,800 here, or 2.1 times local income. The tenure split is 83% owner-occupied to 17% rented. There are about 50 housing units across 87746.

On balance, 87746 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.