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Which markets are under pressure, where the cycle sits, and what came up today.

ZIP 88431 Foreclosure, Tax-Lien & Distress Report

Guadalupe County, New Mexico · Distress market

Scored purely from public records, 88431 (Guadalupe County, New Mexico) returns a minimal composite of 8/100. The pressure is most legible in structural risk (17/100), institutional ownership (10/100). structural risk (17/100) and institutional ownership (10/100) stay muted. Latent structural risk is 17/100 while live distress already moving reads 0/100.

The market reads peak — home values rose 1.4% year on year, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 0.0%. The ZIP holds roughly 24 housing units. DLRadar's demographic-stress index for the area reads 27/100. The tenure split is 100% owner-occupied to 0% rented. About 168 people live here, median age 39. About 0% have a four-year degree. The poverty rate is 0.0% — low.

Net-net, 88431 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 88431 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 88431 read uses the identical public-record model applied coast to coast, which means its 8/100 score means exactly what it means anywhere else, and 88431 stays directly comparable to neighboring ZIPs and the rest of Guadalupe County, New Mexico. The score is rebuilt from public data as it updates, so 88431 reflects the current record instead of a stale or modeled snapshot.

88431's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 88431 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

8/100
Composite stress
17/100
Structural risk
0/100
Distress activity

ZIP 88431 distress signals, scored

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk33
88431 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 88431 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 88431, the same set carried on every parcel.

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Neighbouring ZIPs in Guadalupe County

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