ZIP 88401 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 88401 in Quay County, New Mexico comes in at 5, a minimal composite-distress reading. The latent-versus-live split is 10/100 structural and 2/100 already moving. Leading the profile are structural risk (10/100), mortgage stress (6/100), institutional ownership (4/100). mortgage stress (6/100) and institutional ownership (4/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 38% higher over three years, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.

The poverty rate is 24.5% — high, a tax-stress and distress correlate. Rent burden reaches 36% of tenant households. Households earn a median $46,773 — below the roughly $78,000 national figure. Educational attainment sits at 21% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 27/100. The vacancy rate is 16.7% — elevated. About 6,689 people live here, median age 44. Home values center near $76,500, an affordability ratio of 1.4× — accessible. Owners hold 70% of homes, renters 30%. There are about 4,033 housing units across 88401.

Taken together, 88401 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 88401 at the moment; the composite and its components are still built from verifiable public records.

The 88401 read uses the identical public-record model applied coast to coast, which means its 5/100 score means exactly what it means anywhere else, and 88401 stays directly comparable to neighboring ZIPs and the rest of Quay County, New Mexico. Where the public record is thin for 88401, the field stays empty rather than modeled, and fills in as new documents post.

Behind 88401's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 88401 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.