ZIP 88120 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 88120 (Quay County, New Mexico) returns a minimal composite of 14/100. Structurally it carries 33/100, against 0/100 of stress already in motion. Leading the profile are construction/permit lag (89/100), structural risk (33/100), institutional ownership (3/100). By contrast, structural risk (33/100) and institutional ownership (3/100) register low.

Prices here sit in a peak phase: values rose 1.3% over the trailing year (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 12% have a four-year degree. DLRadar's demographic-stress index for the area reads 30/100. Owners hold 49% of homes, renters 51%. There are about 200 housing units across 88120. 8.8% of residents fall below the poverty threshold. The vacancy rate is 13.2% — elevated. 283 residents call 88120 home, typically aged 69. Median household income is $67,849, below the U.S. median near $78,000. Around 33% of renters are cost-burdened.

Net-net, 88120 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 88120 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 88120 stays directly comparable to neighboring ZIPs and the rest of Quay County, New Mexico. Nothing here is interpolated — where a source is thin for 88120, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 14/100 for 88120 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 88120 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.