ZIP 88121 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 88121 (Quay County, New Mexico) returns a minimal composite of 3/100. Leading the profile are structural risk (7/100), mortgage stress (5/100), institutional ownership (3/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). Structural exposure scores 7 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 1.1% year on year, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $187,500. The demographic-stress sub-score lands at 30/100. 63% of housing is owner-occupied. About 35% have a four-year degree. There are about 133 housing units across 88121. Around 20% of renters are cost-burdened. Vacancy runs 10.0%. Roughly 33.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 143 residents call 88121 home, typically aged 59.

On the whole, 88121 leans distressed, with opportunity clustered in specific stressed parcels. While 88121 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 88121 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 3/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 88121 shows as blanks, never estimates, and the score updates on every fresh public filing.

88121's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 88121 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.