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ZIP 87701 Foreclosure, Tax-Lien & Distress Report

San Miguel County, New Mexico · High Vacancy market

ZIP 87701's composite property-distress score is 16/100 - DLRadar classes that as low for San Miguel County, New Mexico. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), climate & FEMA risk (68/100). The latent-versus-live split is 37/100 structural and 3/100 already moving. The pressure is most legible in structural risk (37/100), institutional ownership (19/100), mortgage stress (11/100). institutional ownership (19/100) and mortgage stress (11/100) stay muted.

The peak-phase market in 87701 posted values that rose 1.9% over the year, and 32% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $48,115, median income runs below typical U.S. levels. Owners hold 66% of homes, renters 34%. Rent burden reaches 45% of tenant households. Around 27% of adults hold a bachelor's degree or higher. 25.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 35/100. The typical home is worth about $182,200 (3.5× income, relatively affordable). The vacancy rate is 16.8% — elevated. There are about 9,450 housing units across 87701. About 17,864 people live here, median age 45.

Taken together, 87701 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 87701 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 87701 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 87701 can be compared directly against any other ZIP in San Miguel County, New Mexico or nationwide. Where the public record is thin for 87701, the field stays empty rather than modeled, and fills in as new documents post.

The 16/100 for 87701 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 87701 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

16/100
Composite stress
37/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 87701

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk68
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 87701 distress snapshot

A live read on 87701: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Adjacent San Miguel County ZIP reports

More distress data near 87701

Further distress data across San Miguel County, New Mexico at ZIP, county and state level.

Open the complete 87701 acquisition file

Pull every distressed parcel in 87701 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.

Deterministic scoring, sourced entirely from public data · methodology

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