ZIP 87701 Property Distress & Foreclosure Data

In San Miguel County, New Mexico, ZIP 87701 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), climate & FEMA risk (68/100). On the structural side it scores 37/100, with 3/100 of stress already active. Its standout signals are structural risk (37/100), institutional ownership (19/100), mortgage stress (11/100). institutional ownership (19/100) and mortgage stress (11/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 32% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $48,115 — below the roughly $78,000 national figure. The tenure split is 66% owner-occupied to 34% rented. Around 45% of renters are cost-burdened. About 27% have a four-year degree. Roughly 25.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 87701 scores 35/100. A median home runs $182,200 here, or 3.5 times local income. The vacancy rate is 16.8% — elevated. The ZIP holds roughly 9,450 housing units. 17,864 residents call 87701 home, typically aged 45.

Taken together, 87701 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.