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ZIP 87511 Foreclosure, Tax-Lien & Distress Report

Rio Arriba County, New Mexico · High Vacancy market

Composite property distress in 87511 (Rio Arriba County, New Mexico) lands at 17/100 — low on DLRadar's public-record scoring. Structural exposure scores 33 and live distress 5 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (75/100). What sets it apart are the readings on structural risk (33/100), institutional ownership (28/100), mortgage stress (16/100). institutional ownership (28/100) and mortgage stress (16/100) stay muted.

The market reads peak — home values rose 1.9% year on year, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 88% owner-occupied to 12% rented. A median home runs $237,900 here, or 2.8 times local income. The ZIP holds roughly 1,251 housing units. Rent burden reaches 38% of tenant households. Vacancy runs 19.4%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 8.4%. 2,700 residents call 87511 home, typically aged 44. Around 16% of adults hold a bachelor's degree or higher. At $82,781, median income runs near typical U.S. levels. On demographic stress specifically, 87511 scores 29/100.

Net-net, 87511 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 87511 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 87511 runs through one identical public-record model, so its 17/100 sits on the same scale as every other ZIP in Rio Arriba County, New Mexico and the nation. Nothing here is interpolated — where a source is thin for 87511, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 17/100 figure for 87511 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 87511 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

17/100
Composite stress
33/100
Structural risk
5/100
Distress activity

ZIP 87511 distress signals, scored

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk75
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 87511 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 87511, the same set carried on every parcel.

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Adjacent Rio Arriba County ZIP reports

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Deterministic. Every signal traces to a public dataset · methodology

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