ZIP 87549 Foreclosure, Tax-Lien & Distress Report
Rio Arriba County, New Mexico · Distress market
DLRadar grades ZIP 87549 (Rio Arriba County, New Mexico) at a low 23/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (67/100), structural risk (48/100), institutional ownership (25/100). By contrast, institutional ownership (25/100) and mortgage stress (15/100) register low. On the structural side it scores 48/100, with 4/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (74/100).
The market reads peak — home values rose 1.9% year on year, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 464 housing units. The tenure split is 84% owner-occupied to 16% rented. On demographic stress specifically, 87549 scores 15/100. Rent burden reaches 6% of tenant households. 1.4% of residents fall below the poverty threshold. Around 30% of adults hold a bachelor's degree or higher. Home values center near $256,900, an affordability ratio of 1.4× — accessible. 1,400 residents call 87549 home, typically aged 48. At $180,591, median income runs above typical U.S. levels. Vacancy runs 8.4%.
Net-net, 87549 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 87549 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 87549 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 87549, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
87549's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 87549 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 87549’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
87549 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Rio Arriba County
More distress data near 87549
Further distress data across Rio Arriba County, New Mexico at ZIP, county and state level.
See every distressed parcel in 87549
Every distressed parcel in 87549 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology