ZIP 87549 Property Distress & Foreclosure Data

In Rio Arriba County, New Mexico, ZIP 87549 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (69/100), structural risk (51/100), institutional ownership (30/100). By contrast, institutional ownership (30/100) and mortgage stress (15/100) register low. The latent-versus-live split is 51/100 structural and 4/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (74/100).

The market reads peak — home values rose 2.8% year on year (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 464 housing units. 84% of housing is owner-occupied. The demographic-stress sub-score lands at 15/100. Around 6% of renters are cost-burdened. The poverty rate is 1.4% — low. Around 30% of adults hold a bachelor's degree or higher. The typical home is worth about $256,900 (1.4× income, relatively affordable). About 1,400 people live here, median age 48. At $180,591, median income runs above typical U.S. levels. The vacancy rate is 8.4%.

Overall 87549 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.