ZIP 87012 Property Distress & Foreclosure Data

In Rio Arriba County, New Mexico, ZIP 87012 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 36/100 against active distress of 5/100. Its standout signals are structural risk (36/100), institutional ownership (35/100), mortgage stress (16/100). By contrast, institutional ownership (35/100) and mortgage stress (16/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (75/100), FEMA disaster exposure (64/100).

The market reads peak — home values rose 2.8% year on year, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $37,031, median income runs below typical U.S. levels. There are about 229 housing units across 87012. Around 0% of adults hold a bachelor's degree or higher. Vacancy runs 32.2%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 13.4%. The demographic-stress sub-score lands at 50/100. The typical home is worth about $264,600 (8.3× income, severely stretched). 83% of housing is owner-occupied. About 290 people live here, median age 64.

Net-net, 87012 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.