ZIP 87012 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 87012 (Rio Arriba County, New Mexico) lands at 17/100 — low on DLRadar's public-record scoring. Structural risk reads 33/100 against active distress of 5/100. Its standout signals are structural risk (33/100), institutional ownership (28/100), mortgage stress (16/100). institutional ownership (28/100) and mortgage stress (16/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (75/100).

The market reads peak — home values rose 1.9% year on year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $37,031, below the U.S. median near $78,000. There are about 229 housing units across 87012. About 0% have a four-year degree. The vacancy rate is 32.2% — elevated. Roughly 13.4% live below the poverty line. DLRadar's demographic-stress index for the area reads 50/100. A median home runs $264,600 here, or 8.3 times local income. The tenure split is 83% owner-occupied to 18% rented. 290 residents call 87012 home, typically aged 64.

On the whole, 87012 leans distressed, with opportunity clustered in specific stressed parcels. 87012 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 87012 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 87012 stays directly comparable to neighboring ZIPs and the rest of Rio Arriba County, New Mexico. The score is rebuilt from public data as it updates, so 87012 reflects the current record instead of a stale or modeled snapshot.

87012's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 87012 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.