ZIP 87516 Property Distress & Foreclosure Data

ZIP code 87516 in Rio Arriba County, New Mexico carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (36/100), institutional ownership (35/100), mortgage stress (16/100). By contrast, institutional ownership (35/100) and mortgage stress (16/100) register low. The latent-versus-live split is 36/100 structural and 5/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (75/100), FEMA disaster exposure (64/100).

The market reads peak — home values rose 2.8% year on year (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

About 104 people live here, median age 64. The ZIP holds roughly 51 housing units. 100% of housing is owner-occupied. The demographic-stress sub-score lands at 34/100. The typical home is worth about $658,300 (5.3× income). The poverty rate is 4.8% — low. At $98,750, median income runs above typical U.S. levels. The vacancy rate is 29.6% — elevated. Around 10% of adults hold a bachelor's degree or higher.

Net-net, 87516 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.