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ZIP 87516 Foreclosure, Tax-Lien & Distress Report

Rio Arriba County, New Mexico · High Vacancy market

Composite property distress in 87516 (Rio Arriba County, New Mexico) lands at 17/100 — low on DLRadar's public-record scoring. Property-level stress concentrates in structural risk (33/100), institutional ownership (28/100), mortgage stress (16/100). By contrast, institutional ownership (28/100) and mortgage stress (16/100) register low. Structural risk reads 33/100 against active distress of 5/100. It additionally carries heavy environmental risk: climate & FEMA risk (75/100).

Prices here sit in a peak phase: values rose 1.9% over the trailing year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 104 people live here, median age 64. The ZIP holds roughly 51 housing units. The tenure split is 100% owner-occupied to 0% rented. DLRadar's demographic-stress index for the area reads 34/100. The typical home is worth about $658,300 (5.3× income). 4.8% of residents fall below the poverty threshold. At $98,750, median income runs above typical U.S. levels. Vacancy runs 29.6%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 10% bachelor's-or-above.

On the whole, 87516 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 87516 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 87516's 17/100 can be lined up against any neighbor in Rio Arriba County, New Mexico or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 87516, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 17/100 figure for 87516 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 87516 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

17/100
Composite stress
33/100
Structural risk
5/100
Distress activity

Signal-by-signal read on 87516

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk75
87516 carries 9 additional scored dimensions

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 87516 Stress Report snapshot

The live 87516 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Nearby ZIPs in Rio Arriba County

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More ZIP, county and state distress intelligence connected to Rio Arriba County, New Mexico.

Open the complete 87516 acquisition file

The full 87516 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Each signal above is traceable to an open dataset · methodology

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