ZIP 87528 Property Distress & Foreclosure Data

Composite property distress in 87528 (Rio Arriba County, New Mexico) lands at 18/100 — low on DLRadar's public-record scoring. Structural exposure scores 36 and live distress 5 on the 0–100 scale. The sharpest non-environmental signals are structural risk (36/100), institutional ownership (35/100), mortgage stress (16/100). By contrast, institutional ownership (35/100) and mortgage stress (16/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (75/100), FEMA disaster exposure (64/100).

The market reads peak — home values rose 2.8% year on year, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 1,574 housing units across 87528. Around 9% of adults hold a bachelor's degree or higher. The typical home is worth about $56,100 (1.4× income, relatively affordable). At $45,313, median income runs below typical U.S. levels. 62% of housing is owner-occupied. The poverty rate is 13.9%. Vacancy runs 14.6%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 25/100. About 3,236 people live here, median age 40. Rent burden reaches 18% of tenant households.

Net-net, 87528 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.