ZIP 87539 Foreclosure, Tax-Lien & Distress Report

ZIP code 87539 in Rio Arriba County, New Mexico carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 33/100 while live distress already moving reads 0/100. Climate and flood risk are elevated too — climate & FEMA risk (75/100). Property-level stress concentrates in structural risk (33/100), institutional ownership (28/100). By contrast, structural risk (33/100) and institutional ownership (28/100) register low.

Prices here sit in a peak phase: values rose 1.9% over the trailing year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 0% have a four-year degree. Vacancy runs 76.2%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 73/100. Population is roughly 168 with a median age of 36. Roughly 100.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 100% of housing is owner-occupied. The ZIP holds roughly 228 housing units.

Net-net, 87539 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 87539 at the moment; the composite and its components are still built from verifiable public records.

The 87539 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 87539 stays directly comparable to neighboring ZIPs and the rest of Rio Arriba County, New Mexico. The score is rebuilt from public data as it updates, so 87539 reflects the current record instead of a stale or modeled snapshot.

The 17/100 figure for 87539 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 87539 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.