ZIP 87582 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 87582 in Rio Arriba County, New Mexico comes in at 17, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (75/100)). Its standout signals are structural risk (33/100), institutional ownership (28/100). By contrast, structural risk (33/100) and institutional ownership (28/100) register low. On the structural side it scores 33/100, with 0/100 of stress already active.

The market reads peak — home values rose 1.9% year on year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

61% of housing is owner-occupied. Home values center near $302,900, an affordability ratio of 2.1× — accessible. On demographic stress specifically, 87582 scores 21/100. There are about 566 housing units across 87582. 1,003 residents call 87582 home, typically aged 34. About 51% have a four-year degree. Around 0% of renters are cost-burdened. Households earn a median $154,618 — above the roughly $78,000 national figure. Vacancy runs 34.3%, above the national norm and a classic distress-and-opportunity signal. 9.6% of residents fall below the poverty threshold.

On the whole, 87582 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 87582's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 87582 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 87582's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 87582 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.