ZIP 87527 Property Distress & Foreclosure Data

DLRadar grades ZIP 87527 (Rio Arriba County, New Mexico) at a low 18/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (75/100), FEMA disaster exposure (64/100). The latent-versus-live split is 36/100 structural and 5/100 already moving. Property-level stress concentrates in structural risk (36/100), institutional ownership (35/100), mortgage stress (16/100). institutional ownership (35/100) and mortgage stress (16/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 675 housing units. Roughly 36.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 72% owner-occupied to 28% rented. The vacancy rate is 7.4%. Households earn a median $50,500 — below the roughly $78,000 national figure. About 33% have a four-year degree. Around 100% of renters are cost-burdened. On demographic stress specifically, 87527 scores 57/100. A median home runs $406,300 here, or 7.9 times local income. 1,444 residents call 87527 home, typically aged 38.

Taken together, 87527 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.