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ZIP 87046 Foreclosure, Tax-Lien & Distress Report

Rio Arriba County, New Mexico · High Vacancy market

ZIP 87046's composite property-distress score is 25/100 - DLRadar classes that as low for Rio Arriba County, New Mexico. Its standout signals are construction/permit lag (90/100), structural risk (56/100), institutional ownership (25/100). On the quiet end sit institutional ownership (25/100). It additionally carries heavy environmental risk: climate & FEMA risk (75/100). On the structural side it scores 56/100, with 0/100 of stress already active.

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 66.7% — elevated. Population is roughly 122 with a median age of 72. Median household income is $58,125, below the U.S. median near $78,000. Around 18% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 39/100. 7.4% of residents fall below the poverty threshold. Owners hold 100% of homes, renters 0%. There are about 199 housing units across 87046.

On the whole, 87046 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 87046 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Rio Arriba County, New Mexico and the nation. 87046 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

87046's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 87046 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

25/100
Composite stress
56/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 87046

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk75
Another 9 scored dimensions sit behind 87046

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

87046 at a glance

Current distress, phase, housing and lender-pressure figures for 87046, drawn from the same report attached to each property.

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Every distressed parcel in 87046 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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