ZIP 87004 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 87004 (Sandoval County, New Mexico) at a low 23/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (75/100), flood (NFIP) exposure (66/100)). On the structural side it scores 53/100, with 2/100 of stress already active. Property-level stress concentrates in construction/permit lag (70/100), structural risk (53/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100).

The peak-phase market in 87004 posted values that rose 3.0% over the year, and 17% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $63,319, below the U.S. median near $78,000. The ZIP holds roughly 4,817 housing units. 15.3% of residents fall below the poverty threshold. Around 34% of renters are cost-burdened. Population is roughly 11,274 with a median age of 46. The vacancy rate is 6.8%. Educational attainment sits at 23% bachelor's-or-above. Home values center near $251,300, an affordability ratio of 3.7× — accessible. DLRadar's demographic-stress index for the area reads 30/100. Owners hold 81% of homes, renters 19%.

On balance 87004 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.