ZIP 87004 Foreclosure, Tax-Lien & Distress Report

Sandoval County, New Mexico's ZIP 87004 registers 25/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (75/100), flood (NFIP) exposure (65/100). Latent structural risk is 58/100 while live distress already moving reads 2/100. Its standout signals are construction/permit lag (90/100), structural risk (58/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.

The market reads peak — home values rose 2.1% year on year, and 17% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Median household income is $63,319, below the U.S. median near $78,000. There are about 4,817 housing units across 87004. 15.3% of residents fall below the poverty threshold. Rent burden reaches 34% of tenant households. About 11,274 people live here, median age 46. The vacancy rate is 6.8%. Educational attainment sits at 23% bachelor's-or-above. A median home runs $251,300 here, or 3.7 times local income. The demographic-stress sub-score lands at 30/100. The tenure split is 81% owner-occupied to 19% rented.

Overall, 87004 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 87004 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 87004 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 87004 reflects the current record instead of a stale or modeled snapshot.

Each component behind 87004 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. Treat 87004 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.