ZIP 87001 Foreclosure, Tax-Lien & Distress Report

In Sandoval County, New Mexico, ZIP 87001 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (75/100), flood (NFIP) exposure (65/100)). The pressure is most legible in construction/permit lag (90/100), structural risk (58/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). The latent-versus-live split is 58/100 structural and 2/100 already moving.

The market reads peak — home values rose 2.1% year on year, and 34% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

3,551 residents call 87001 home, typically aged 40. A median home runs $215,800 here, or 3.4 times local income. The ZIP holds roughly 1,118 housing units. 88% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 27/100. Vacancy runs 9.2%. Educational attainment sits at 14% bachelor's-or-above. Roughly 16.0% live below the poverty line. Median household income is $65,417, below the U.S. median near $78,000. Around 7% of renters are cost-burdened.

On balance 87001 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 87001 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 87001 shows blanks, not estimates, wherever the record is sparse.

87001's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 87001 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.