ZIP 87122 Foreclosure, Tax-Lien & Distress Report

Bernalillo County, New Mexico's ZIP 87122 registers 22/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 50/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (67/100)). The pressure is most legible in structural risk (50/100), construction/permit lag (34/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100).

The market reads peak — home values rose 2.1% year on year, and 19% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

There are about 7,184 housing units across 87122. Owners hold 91% of homes, renters 9%. Around 33% of renters are cost-burdened. Around 73% of adults hold a bachelor's degree or higher. The typical home is worth about $650,200 (3.8× income, relatively affordable). At $161,299, median income runs above typical U.S. levels. The vacancy rate is 2.5%. The poverty rate is 3.4% — low. About 18,776 people live here, median age 46. DLRadar's demographic-stress index for the area reads 22/100.

Broadly, 87122 is a steadier market — the deals are the exceptions, not the rule. While 87122 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 87122 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Bernalillo County, New Mexico and the nation. Every figure is auditable to a public dataset and refreshed as records update; 87122 shows blanks, not estimates, wherever the record is sparse.

87122's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 87122 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.