ZIP 87578 Property Distress & Foreclosure Data

Composite property distress in 87578 (Rio Arriba County, New Mexico) lands at 18/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (36/100), institutional ownership (35/100). structural risk (36/100) and institutional ownership (35/100) stay muted. The latent-versus-live split is 36/100 structural and 0/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (75/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 87578 scores 48/100. Around 100% of renters are cost-burdened. The vacancy rate is 30.3% — elevated. The ZIP holds roughly 326 housing units. Roughly 19.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 30% have a four-year degree. Households earn a median $39,632 — below the roughly $78,000 national figure. The tenure split is 53% owner-occupied to 47% rented. 278 residents call 87578 home, typically aged 67. A median home runs $315,800 here.

Taken together, 87578 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

18/100
Composite stress
36/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 87578

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk75
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Rio Arriba County

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