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ZIP 87578 Foreclosure, Tax-Lien & Distress Report

Rio Arriba County, New Mexico · High Vacancy market

Rio Arriba County, New Mexico's ZIP 87578 registers 17/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (33/100), institutional ownership (28/100). On the quiet end sit structural risk (33/100) and institutional ownership (28/100). On the structural side it scores 33/100, with 0/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (75/100).

Prices here sit in a peak phase: values rose 1.9% over the trailing year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 48/100. Around 100% of renters are cost-burdened. The vacancy rate is 30.3% — elevated. There are about 326 housing units across 87578. Roughly 19.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 30% bachelor's-or-above. Median household income is $39,632, below the U.S. median near $78,000. Owners hold 53% of homes, renters 47%. Population is roughly 278 with a median age of 67. Home values center near $315,800.

Net-net, 87578 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 87578 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 87578 stays directly comparable to neighboring ZIPs and the rest of Rio Arriba County, New Mexico. Sparse data for 87578 shows as blanks, never estimates, and the score updates on every fresh public filing.

87578's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 87578 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

17/100
Composite stress
33/100
Structural risk
0/100
Distress activity

Signal-by-signal read on 87578

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk75
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 87578 by the numbers

87578 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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