ZIP 87566 Foreclosure, Tax-Lien & Distress Report
Rio Arriba County, New Mexico · High Vacancy market
Rio Arriba County, New Mexico's ZIP 87566 registers 18/100 composite distress, which DLRadar reads as low. On the structural side it scores 35/100, with 5/100 of stress already active. The sharpest non-environmental signals are structural risk (35/100), institutional ownership (33/100), mortgage stress (16/100). By contrast, institutional ownership (33/100) and mortgage stress (16/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (75/100).
The peak-phase market in 87566 posted values that rose 1.9% over the year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
87% of housing is owner-occupied. At $64,028, median income runs below typical U.S. levels. Population is roughly 2,623 with a median age of 40. The poverty rate is 19.2% — high, a tax-stress and distress correlate. The vacancy rate is 19.7% — elevated. The ZIP holds roughly 877 housing units. A median home runs $238,500 here, or 7.8 times local income. Around 15% of adults hold a bachelor's degree or higher. Around 25% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 44/100.
Net-net, 87566 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 87566 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 87566 reflects the current record instead of a stale or modeled snapshot.
87566's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 87566 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 87566’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 87566 Stress Report snapshot
The live 87566 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Rio Arriba County
Nearest ZIP codes to 87566
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Rio Arriba County, New Mexico
Other reports tied to Rio Arriba County, New Mexico — ZIP, county and statewide.
Open the complete 87566 acquisition file
The full 87566 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology