ZIP 87566 Property Distress & Foreclosure Data

ZIP code 87566 in Rio Arriba County, New Mexico carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 36/100 against active distress of 5/100. What sets it apart are the readings on structural risk (36/100), institutional ownership (35/100), mortgage stress (16/100). institutional ownership (35/100) and mortgage stress (16/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (75/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 87% owner-occupied to 13% rented. Households earn a median $64,028 — below the roughly $78,000 national figure. 2,623 residents call 87566 home, typically aged 40. Roughly 19.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 19.7%, above the national norm and a classic distress-and-opportunity signal. There are about 877 housing units across 87566. A median home runs $238,500 here, or 7.8 times local income. About 15% have a four-year degree. Rent burden reaches 25% of tenant households. On demographic stress specifically, 87566 scores 44/100.

Taken together, 87566 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.