Rio Arriba County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Rio Arriba County, NM distress report, 2026: 37 ZIPs scored in Rio Arriba, NM, Rio Arriba, NM average 19/100; the top Rio Arriba, NM ZIP is 87037 at 27/100; Rio Arriba, NM market phase peak, Rio Arriba, NM prices +1.9% year over year.
- Rio Arriba, NM ranks #2,543 nationally (opportunity index); Rio Arriba, NM #30 in New Mexico; Rio Arriba, NM index 25.7.
- Rio Arriba, NM: no CFPB county sample; Rio Arriba, NM state reading 1.1%.
- Rio Arriba, NM ZIP phases: 34 peak, 1 contraction, 1 expansion, 1 neutral.
- Rio Arriba, NM residential listings tracked: 25 across 30 ZIPs; Rio Arriba, NM candidate listings 11.
- Rio Arriba, NM HUD assisted properties: 2 with 67 units.
- Rio Arriba, NM lenders on watch: 1; largest Rio Arriba, NM footprint Century Bank (1 branch).
- Rio Arriba, NM most distressed ZIP: 87037 at 27/100.
Rio Arriba, NM figures: DLRadar distress index; Rio Arriba, NM inputs: CFPB, FHFA, HUD, FDIC; Rio Arriba, NM rebuilt as sources refresh.
| Rank | Rio Arriba, NM ZIP | Score |
|---|---|---|
| 1 | 87037 | 27/100 |
| 2 | 87046 | 26/100 |
| 3 | 87013 | 25/100 |
| 4 | 87018 | 25/100 |
| 5 | 87419 | 25/100 |
| 6 | 87412 | 23/100 |
| 7 | 87549 | 22/100 |
| 8 | 87521 | 21/100 |
| 9 | 87577 | 20/100 |
| 10 | 87531 | 19/100 |
| 11 | 87012 | 17/100 |
| 12 | 87017 | 17/100 |
Most distressed Rio Arriba, NM ZIPs (0-100, 2026)
Mortgage delinquency around Rio Arriba, NM
No CFPB county sample covers Rio Arriba, NM; the state reading for Rio Arriba, NM: 1.1% ninety-plus; Rio Arriba, NM area thirty-to-eighty-nine 2.4% (December 2025, Rio Arriba, NM).
Opportunity index: Rio Arriba, NM
Rio Arriba, NM index 25.7, Rio Arriba, NM phase weak; Rio Arriba, NM primary driver vacancy, Rio Arriba, NM second driver bank institutional. Rio Arriba, NM components: property stress 19.0, foreclosure pressure 20.2, listing discounts 14.5, bank stress 50.0, insurance 0.0; Rio Arriba, NM pulse 29.8; Rio Arriba, NM capital opportunity 19.6; Rio Arriba, NM seven-day change -0.3%.
ZIP market phases inside Rio Arriba, NM
37 Rio Arriba, NM ZIPs carry a price-cycle phase; Rio Arriba, NM ZIPs by phase (Rio Arriba, NM), deepest drawdown first: expansion, +6.5% YoY, 2.3% off peak (Rio Arriba, NM): 87037; peak, +4.4% YoY, 1.3% off peak (Rio Arriba, NM): 87419; peak, +3.3% YoY, 0.7% off peak (Rio Arriba, NM): 87412; contraction, -0.1% YoY, 0.7% off peak (Rio Arriba, NM): 81120; peak, +1.9% YoY (Rio Arriba, NM): 87012, 87017, 87029, 87064, Rio Arriba, NM 87510, 87511, 87515, 87516, Rio Arriba, NM 87518; peak, +2.0% YoY (Rio Arriba, NM): 87013, 87046; peak, +2.1% YoY (Rio Arriba, NM): 87018.
Residential listings by Rio Arriba, NM ZIP
Rio Arriba, NM ZIPs with the most tracked Rio Arriba, NM residential listings: 87520 7 listings, 6 candidates, bank pressure 67; 87532 4 listings, 0 candidates, bank pressure 68; 87510 3 listings, 2 candidates, bank pressure 67; 87046 2 listings, 0 candidates, bank pressure 65 (Rio Arriba, NM); 87511 2 listings, 2 candidates, bank pressure 67; 87064 1 listings, 0 candidates, bank pressure 67; 87412 1 listings, 0 candidates, bank pressure 67; 87530 1 listings, 0 candidates, bank pressure 67. Rio Arriba, NM totals: 25 listings; Rio Arriba, NM candidates 11; active ZIPs 8.
HUD assisted housing in Rio Arriba, NM
2 assisted properties with 67 units sit in Rio Arriba, NM; largest Rio Arriba, NM properties: Tsigo Bugeh Village (Ohkay Owingeh) 40 units; Santa Maria El Mirador Group Homes-Ua Only (Alcalde) 27 units.
Lenders with branches in Rio Arriba, NM
Rio Arriba, NM lenders by branch count: Century Bank (Rio Arriba, NM): stress 76, 1 branch low in Rio Arriba, NM.
Vacancy and permits, Rio Arriba, NM
4,215 of 19,862 Rio Arriba, NM housing units are vacant.
Work Rio Arriba, NM at the parcel level
Every Rio Arriba, NM parcel carries owner and address; every Rio Arriba, NM parcel carries APN; Rio Arriba, NM distress scores sit on the Rio Arriba, NM live board.
Rio Arriba, NM figures refresh with each source.
Rio Arriba, NM questions
Most distressed ZIP code in Rio Arriba County, NM?
ZIP 87037 leads Rio Arriba, NM at 27/100; next in Rio Arriba, NM: 87046 at 26/100; the Rio Arriba, NM average is 19/100.
Where does Rio Arriba County, NM rank for investment opportunity?
Rio Arriba, NM is #2,543 among all ranked counties, #30 in New Mexico; the Rio Arriba, NM driver is vacancy; Rio Arriba, NM moved down 187 places.
How many mortgages are delinquent in Rio Arriba County, NM?
Rio Arriba, NM takes the state reading of 1.1% for December 2025; no CFPB county sample covers Rio Arriba, NM.
Which banks lend in Rio Arriba County, NM?
1 watched lenders hold Rio Arriba, NM branches; the largest Rio Arriba, NM footprints are Century Bank (1).
More on Rio Arriba, NM
Rio Arriba County, NM distress report: public-record figures for Rio Arriba, NM; not legal advice for Rio Arriba, NM; not tax or investment advice; verify every Rio Arriba, NM record before acting.