Rio Arriba County, NM: Home-Insurance Distress & Forced-Sale Pressure
Rio Arriba County, NM: 27/100 (moderate) home-insurance distress; Rio Arriba, NM band LOW; Rio Arriba, NM #1,767 of 3,222 counties; Rio Arriba, NM #11 of 33 in New Mexico; raw Rio Arriba, NM 31.2; Rio Arriba, NM coverage multiplier 0.85.
FEMA hazard, Rio Arriba, NM: 52/100; Rio Arriba, NM declarations, three years: 2; Rio Arriba, NM perils: 2 fire; Rio Arriba, NM five-year count 3 (severity 4.5); Rio Arriba, NM ten-year 3; hazard-weighted, Rio Arriba, NM: 4.0.
Declared incidents on the Rio Arriba, NM record: 2024 Fire 3 (Rio Arriba, NM).
NFIP claims, Rio Arriba, NM, three years: none; Rio Arriba, NM claim-stress 0/100.
Rio Arriba, NM monthly score fell, 33 (March 2026) to 31 (October 2026); Rio Arriba, NM by month: March 33, April 33, May 30, June 30 (Rio Arriba, NM), July 27, August 26, September 27, October 31.
Rio Arriba, NM components: climate 60; Rio Arriba, NM retreat index 31; Rio Arriba, NM climate multiplier 0.85.
Construction distress, Rio Arriba, NM: 10/100 as of August 2026 (Rio Arriba, NM: 11/100 one-to-four unit, 3/100 multifamily).
Rio Arriba, NM ZIPs, June 2026 (Rio Arriba, NM, 16 highest): score 0 (Rio Arriba, NM), climate 85 (Rio Arriba, NM): 87037; score 0 (Rio Arriba, NM), climate 83 (Rio Arriba, NM): 87522; score 0 (Rio Arriba, NM), climate 80 (Rio Arriba, NM): 87419; score 0 (Rio Arriba, NM), climate 78 (Rio Arriba, NM): 87412; score 0 (Rio Arriba, NM), climate 77 (Rio Arriba, NM): 87532; score 0 (Rio Arriba, NM), climate 75 (Rio Arriba, NM): 87012, 87017, 87018, 87029, Rio Arriba, NM 87046, 87064, 87510, 87511, Rio Arriba, NM 87515, 87516, 87518.
DLRadar rescores Rio Arriba, NM monthly; Rio Arriba, NM readings join Rio Arriba, NM foreclosure, lien and ownership parcels (Rio Arriba, NM), so cost-squeezed Rio Arriba, NM owners surface before listing.
Inside New Mexico, Rio Arriba County ranks 11th of 33 counties for home-insurance distress at 27/100; Grant County (27/100) sits just above Rio Arriba County, and Socorro County (26/100) sits just below Rio Arriba County.
Deterministic. Every Rio Arriba County, NM signal traces to a public Rio Arriba dataset (FEMA, NFIP, Census for Rio Arriba, NM) · how insurance distress works in Rio Arriba, NM · methodology
FAQ: Rio Arriba County, NM insurance distress
What is the Rio Arriba County, NM home-insurance-distress score?
Rio Arriba, NM: 27/100 (LOW), #1,767 of 3,222, #11 in New Mexico. FEMA hazard, Rio Arriba, NM: 52/100; NFIP stress, Rio Arriba, NM: 0/100; construction, Rio Arriba, NM: 10/100; Rio Arriba, NM rescores monthly.
Is Rio Arriba County insurance distress getting better or worse (NM)?
Rio Arriba, NM: 33 in March 2026; Rio Arriba, NM: 31 in October 2026 (better); Rio Arriba, NM climate component 60.
Which Rio Arriba County ZIP codes carry the most insurance distress (NM)?
Rio Arriba, NM, June 2026: 87037 at 0, 87522 at 0, 87419 at 0, 87412 at 0; Rio Arriba, NM climate scores there: 85, 83, 80, 78.
Why does Rio Arriba, NM insurance distress create sellers?
A Rio Arriba, NM premium outruns the Rio Arriba, NM budget; a carrier leaves Rio Arriba, NM; Rio Arriba, NM carrying cost passes plan; Rio Arriba, NM owners sell while current; Rio Arriba, NM insurance distress leads Rio Arriba, NM foreclosure data.