ZIP 87515 Foreclosure, Tax-Lien & Distress Report

ZIP 87515's composite property-distress score is 18/100 - DLRadar classes that as low for Rio Arriba County, New Mexico. On the structural side it scores 36/100, with 5/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (75/100), FEMA disaster exposure (71/100). Leading the profile are structural risk (36/100), institutional ownership (30/100), mortgage stress (16/100). On the quiet end sit institutional ownership (30/100) and mortgage stress (16/100).

The market reads peak — home values rose 1.9% year on year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 232 housing units. Educational attainment sits at 64% bachelor's-or-above. The demographic-stress sub-score lands at 18/100. The vacancy rate is 48.1% — elevated. The typical home is worth about $334,800 (2.2× income, relatively affordable). 245 residents call 87515 home, typically aged 56. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 100% owner-occupied to 0% rented. Households earn a median $162,668 — above the roughly $78,000 national figure.

On the whole, 87515 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 87515 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 87515 stays directly comparable to neighboring ZIPs and the rest of Rio Arriba County, New Mexico. Every figure is auditable to a public dataset and refreshed on ingest; 87515 shows blanks, not estimates, wherever the record is sparse.

Each component behind 87515 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. The point of the 87515 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.