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ZIP 81128 Foreclosure, Tax-Lien & Distress Report

Archuleta County, Colorado · High Vacancy market

ZIP code 81128 in Archuleta County, Colorado carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 47 and live distress 0 on the 0–100 scale. Its heaviest discrete signals: construction/permit lag (50/100), structural risk (47/100), institutional ownership (44/100). Environmental exposure also runs high (flood (NFIP) exposure (72/100)).

Prices here sit in a peak phase: values rose 2.2% over the trailing year, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 16/100. The vacancy rate is 87.8% — elevated. The ZIP holds roughly 73 housing units. Owners hold 100% of homes, renters 0%. About 100% have a four-year degree. 18 residents call 81128 home, typically aged 69.

Net-net, 81128 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 81128 at the moment; the composite and its components are still built from verifiable public records.

Whether 81128 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 81128 can be compared directly against any other ZIP in Archuleta County, Colorado or nationwide. Where the public record is thin for 81128, the field stays empty rather than modeled, and fills in as new documents post.

81128's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 81128 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

20/100
Composite stress
47/100
Structural risk
0/100
Distress activity

Signal-by-signal read on 81128

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk31
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 81128 distress snapshot

Current distress, phase, housing and lender-pressure figures for 81128, drawn from the same report attached to each property.

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Open 81128 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

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