ZIP 81120 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 81120 in Conejos County, Colorado comes in at 13, a minimal composite-distress reading. Its standout signals are construction/permit lag (85/100), structural risk (30/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (5/100). Structural exposure scores 30 and live distress 2 on the 0–100 scale.

The market reads contraction — home values held roughly flat year on year (phase confidence 11/100). A cooling market tends to open discount-to-value windows.

73% of housing is owner-occupied. The demographic-stress sub-score lands at 34/100. A median home runs $188,200 here, or 3.4 times local income. The poverty rate is 17.5% — high, a tax-stress and distress correlate. Population is roughly 1,976 with a median age of 49. Rent burden reaches 36% of tenant households. The ZIP holds roughly 1,636 housing units. Around 21% of adults hold a bachelor's degree or higher. The vacancy rate is 42.2% — elevated. Households earn a median $39,423 — below the roughly $78,000 national figure.

Taken together, 81120 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 81120 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 81120 runs through one identical scoring model, so its 13/100 sits on the same scale as every other ZIP in Conejos County, Colorado and the nation. 81120 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 13/100 figure for 81120 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 81120 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.