ZIP 81120 Property Distress & Foreclosure Data

ZIP code 81120 in Conejos County, Colorado carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (91/100), structural risk (31/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (5/100) register low. Structural risk reads 31/100 against active distress of 2/100.

The market reads peak — home values rose 1.4% year on year, at 19/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 73% of homes, renters 27%. DLRadar's demographic-stress index for the area reads 34/100. Home values center near $188,200, an affordability ratio of 3.4× — accessible. 17.5% of residents fall below the poverty threshold. About 1,976 people live here, median age 49. Rent burden reaches 36% of tenant households. There are about 1,636 housing units across 81120. Educational attainment sits at 21% bachelor's-or-above. Vacancy runs 42.2%, above the national norm and a classic distress-and-opportunity signal. Median household income is $39,423, below the U.S. median near $78,000.

Net-net, 81120 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.